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Employer FAQ | Cash Medical Care
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Employer FAQ

How do I get started?

What does it cost?

How do you help me market this service to my employees?

How does CashMedicalCare.com save me money on my insurance premiums?

Is CashMedicalCare.com right for my business?

How is CashMedicalCare.com different from a health care discount card?

How does CashMedicalCare.com work with a Health Savings Account?

What about Obamacare?

 

How do I get started?

Simply email us at info@cashmedicalcare.com and we’ll provide you with the information, employee hand outs and details to get your staff started today. CashMedicalCare.com fits perfectly with a high deductible insurance plan.  As you know, a high deductible plan puts more buying decisions in your employees hands, finding the best price and value for the money is what we are all about.

What does it cost?

The cost to you and your employees is FREE.  CashMedicalCare.com works with our medical and dental providers to fill empty spaces in their schedule. The lower their price for a given service the better chance we’ll have at filling their time slots.  Say we have a dentist in our system that has availability or would like to do more dental implants. The dentist can offer up a price to our CashMedicalCare.com clients and once the price is accepted the patient can book the service. If a competing dentist wants to fill his schedule with dental implants he simply has to lower his price to fill more services.  CashMedicaCare.com is free market pricing at it’s best. There are no claim forms, no provider networks, no benefit managers and no group plans.  We simply put consumers and medical and dental providers directly together.

How do you help me market this service to my employees?

CashMedicalCare.com has a number of options to help spread the word to your employees.  Break room posters, phone apps, paycheck inserts and laminated cards are just  a few options to help you market this valuable service to your employees. Contact us at info@cashmedicalcare.com for a full run down of options.

How does CashMedicalCare.com save me money on my insurance premiums?

employer health optionsWe have found that as deductibles increase many employees avoid going to the doctor for fear of ‘out of pocket sticker shock’. If your employee knew up from what a visit or test would cost their utilization of primary care, in many cases would be much higher.  Managing basic care early can ward off major claims latter.  If we can get annual check ups and Well Woman exams happening at a regular basis we can ensure we catch early on set diabetes and hypertension. Left unchecked these easily cared for disease can become catastrophic, budget busting claims on your companies insurance premiums.

Is CashMedicalCare.com right for my business?

Unfortunately in America today, you as an employer have to be in the unenviable position to manage and decide for your employees which health insurance to provider your employees. Deductibles and co-pays are rising as are premiums and employee contributions towards their health care.  Using a service like CashMedicalCare.com can help move some of the choices for an employee’s health care over to the person actually receiving care…your employee.

How is CashMedicalCare.com different from a health care discount card?

CashMedicalCare.com is a scheduling service for medical and dental providers and facilities in specific markets. Our site is an important tool to match clients with providers. The providers have the ability to adjust pricing weekly, daily or even hourly to fill gaps in their schedules.  This flexibility allows a provider to match the best price for that time slot.

A discount health card is not insurance.  Instead, discount health cards provide consumers with the opportunity to purchase health care products and services at discounted rates.

Discount health cards have long term commitments from the providers and typically the discounts they offer aren’t as aggressive as with the CashMedicalCare.com spot pricing model.

We encourage you to add a discount health care card to your mix to supplement our program and provide the absolute best pricing options to your employees.

Discount cards play a very important role in providing affordable health care for consumers.  It is important though for employers to realize that sham discount benefit plans do exist and know how to distinguish these discount benefit plans from legitimate discount benefit plans.  A good discount card program, purchased from a reputable company, can help enhance employee loyalty and performance.

 

How does CashMedicalCare.com work with a Health Savings Account?

Many employers have established Health Savings Accounts as a tax saving strategy to help employees manage their higher deductible insurance plans.  Using CashMedicalCare.com in conjunction with a HSA will give your employees more value for their money.  Many but not all of the providers and testing facilities that CashMedicalCare.com will take an HSA savings credit card for payment and can generate an invoice to be applied towards your plans deductible.  There are hundreds of various options and plans within a health insurance carriers offerings so check with your provider before you receive service to ensure that the invoice will or will not apply towards your plans deductible.

What about Obamacare?

The changes coming from Obamacare are still being interpreted. One thing is sure, healthcare is going to get more complicated and expensive for you and your employee. With individual mandates, employee thresholds and subsidies it’s anyone’s guess as to where this all settles out for your business.  The fact is that deductibles and out of pocket expenses have been going up. CashMedicalCare.com can help fill in the gap for your employees out of pocket expenses.

CashMedicalCare.com is helping your  workers afford the extra costs of higher deductibles.

Putting pricing information in your staffs hands will help them better shop for doctors, dentists, testing facilities and hospitals.