Are your prescriptions too high EVEN with insurance? Check with ReformRelief our benefits negotiation clearing house. We work with ReformRelief because first and foremost their pricing is so amazing. Second, their look up feature that finds what you are looking for all over your local market let’s you make the decision if you would like to drive a little farther for a better price. ReformRelief is easy, reputable and gets you the best price possible on name brand and generic medications.
Why We Pay Too Much For Our Prescriptions
Prices for prescription drugs vary widely between pharmacies.
U.S. drug prices are neither fixed nor regulated. The cost of a prescription may differ by more than $100 between two pharmacies across the street from each other!
If you’re uninsured, it’s easy to get a better price.
While prices for most drugs at pharmacies are very high for the uninsured patient, there are many ways to save 80% or more – coupons, savings tips, pharmacy or manufacturer discounts, cheaper alternative drugs, or just asking for a better price.
If you have insurance, your co-pay might not be the best price.
Hundreds of generic medications are available for $4 or even free without insurance. Your $10 co-pay doesn’t sound so great when you can get the same drug for 60% less with ReformRelief. Plus, many plans have high deductibles or limited formularies that don’t cover the drugs you need.
While the price of drugs is decreasing, you’re paying more.
When brand-name drugs like Lipitor, Lexapro and Singulair go generic, their price drops from hundreds of dollars to as little as $4. But insurance companies are pushing more of the cost of drugs (25-80% more than 10 years ago) onto patients.
1) Comparison shop
Many people don’t realize that prescription drug prices aren’t regulated, and some stores offer a far better deal than others. Costco and Sam’s Club often have great prices, for example, and you don’t need to be a member to use their pharmacies. Even if you’re using a coupon, some chain and local pharmacies can charge twice as much for the same drug—take a look at anastrozole, a breast cancer medication, which could cost from $15 to $30 depending on your choice of pharmacy.
2) Go Generic
If your prescription has a generic available and you’re still taking the brand, you could save hundreds by switching. Some drugs with recently released generics include:
Generics are approved by the FDA as safe equivalents to brand name drugs, meaning they have the same amount of the same active ingredient and the same clinical effect.
3) Filling a Brand? Consider Manufacturer Coupons.
If your brand name prescription doesn’t have a generic available, there may be a coupon or copay card from the manufacturer to offset the cost. They can offer anything from a free trial or $10 off to a card that will reduce your total cost from over $100 to $4 per month, like the one for blood pressure med Diovan.
4) Use discount generic programs
Many major pharmacy and grocery chains offer discount plans for popular, inexpensive generics. Even insured consumers can save versus their co-pay. The most common pricing is $4 for a 30-day supply and $10 for a 90-day supply, lower than most insurance premiums. For a very common drug like lisinopril for blood pressure, you should have lots of choices at under $5 per month. Watch for programs that require a yearly fee—they can still be worth it, but know the terms before signing up.
5) Split your pills
You could cut your lisinopril cost further to around $2 per month by asking your doctor to prescribe you a higher dose and splitting the pill. Always check with your doctor and pharmacist before pill splitting though; it’s only safe with certain types of tablets.
6) Take advantage of free generics
Those discount generic programs sometimes include free prenatal vitamins, common antibiotics like amoxicillin, diabetes meds like metformin, and even cholesterol meds like atorvastatin, the new generic for Lipitor. Publix, Price Chopper, Wegmans, and Meijer are some pharmacies that offer free medications.
ReformRelief pulls all of this information and more together in one place to give you a tool to let you make better choices when filling your prescriptions.